Friday, December 11, 2020

28 Realistic Ways to Make Money Online in 2023

Once your blog is created, you can start writing posts and publishing them online. You can also monetize your blog by adding advertising or selling products and services through your site. Make money online from home by selling your photography, video clips, vectors, and illustrations.

great ways to make money from home

Of course, you’d have to check out licensing requirements in your state. However, it largely depends on what services you want to offer and the type of equipment you own. One of the most popular sites to book travel lodging is Airbnb. When it comes to making money from home, you could open your house to pet sitting and increase your income stream.

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You can also read articles and tips about freelancing to learn more about how to be successful in this field. To get started freelancing, create a profile on a freelancing platform or website and start bidding on jobs. Once you've landed a few clients, be sure to deliver quality work so that you can build a positive reputation. Several banks offer bonus cash when you satisfy the initial deposit requirments.

great ways to make money from home

You can start your own blog to showcase your work and land your first paid opportunities. There are a number of ways to make money from home for free, but one option that is often overlooked is selling your skills on Fiverr. Fiverr is a freelancing platform that allows you to offer your services for a set price of $5. To become a virtual assistant, you will need to have strong communication and organizational skills. You will also need to be proficient in the use of computers and software applications. Many virtual assistants work part-time or full-time hours, so you can choose the schedule that works best for you.

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Compared with American Consumer Opinion, there are generally more opportunities on Opinion Outpost. American Consumer Opinion sends users one screening survey per month and roughly one full-length survey per quarter. Screening surveys pay less than full-length surveys — no more than $0.50 apiece.

great ways to make money from home

Social media is a huge part of everyone’s lives, and our culture continues to gravitate towards video. After you are done with the surveys, you are then awarded points. These points can be redeemed for gift cards or even cash through Paypal. Share your opinion from any device and earn points that can be traded in for gift cards or cash. If you get invited to a live test, you can make at least $200 per test. These tests are longer, but you get to interact with the client in real-time and could make more per month.

Best Ways to Make Money from Home (Legitimate)

All you have to do is fill out your profile, post your products for rent, and earn extra monthly revenue. The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice.

great ways to make money from home

Starting your garden and selling the produce locally is one of the easiest ways to make money from home—it’s pretty gratifying too. Start by marketing your side hustle on social media or create a web page for locals to check out. Sell your produce by food item or put together grocery boxes for those ready to stock up each week. New inventions normally go through countless rounds of testing. These testing stages ensure every bug is figured out before it reaches paying customers.

If you’re gearing up for some revenge travel to quell the doldrums from this post-pandemic period, be prepared for a chaotic and expensive time at the airport and the hotel. Great blog,i really learnt a lot especially about sites to work. Thanks for educating us on different ways to work from home. It’s a site where you can earn rewards for taking surveys, as well as doing offers, shopping, installing apps and even watching videos.

When times are challenging, refer back to your goal and make adjustments when needed. Ecolodges are usually located in destinations that cater to tourists looking for nature-focused vacations and can be set up anywhere that is reachable by transport. Wix have tips on how to create blogs and can also host them. It’s valuable information to have during this current economic crisis—and beyond. If you want to know how to increase your income—to fight inflation, reach your money goals, or just get some more margin in the budget—these nine tips will help.

If you are seriously interested in starting an online course, a great place to start is the Teachable free webinar. Teachable offers free live training to help you launch your online course in no time. You can set up your dropshipping store with several platforms, including Shopify, WooCommerce on WordPress, and Magento. A few years ago, I decided I wanted to sell tea online. But after a few months, I realized how painful holding stock (in my bedroom!) was.

It’ll be your instruction manual as you navigate your side hustle from home. Are you left-brained, detail-oriented and super organized? Becoming a virtual assistant might be the side hustle of your dreams! Most entrepreneurs would pay big bucks to someone like you to help them get and stay organized so they can focus on the bigger picture.

How to Make Money From Home: 13 Job Ideas

You can teach them something they need to know and get paid for it! Creating an online curse can be one of the most fulfilling ways to make money at home. When it comes to making money at home, another side gig you can start that is similar to working as a virtual assistant is that of website manager. You can also make money online editing photoshops, books, websites, packaging and marketing copy.

great ways to make money from home

Turo, another reputable option, also advertises potential earnings north of $10,000 per year per car. Online rental platforms let you charge cleaning fees so that you aren’t financially on the hook for the full cost of a post-tenant professional cleaning. Most cover the cost of renter-caused damage too, provided you properly document and report it. Remote call center opportunities are more varied than remote technical support gigs. Many call center companies serve as outside sales contractors for companies without internal sales teams of their own.

All about User Experience with Senthil Shanmugam

If you frequently find used furniture to flip for your own living space, you could also start a business. Consider flipping furniture and selling it on Etsy, Facebook Marketplace, on your social media platforms, or your own website. Some companies need conductive research done on different industries, consumer markets, or even on their own company. To help out, you could get hired on TaskRabbit to conduct research for businesses or independent employees. You could earn anywhere from $17–$80 an hour to complete research tasks. To get hired, create an account, fill out your profile, and market yourself on social media.

Or, perhaps, they find your product listing on an e-commerce site like eBay. From homemade candles, crafts, clothing and decor, Etsy can be your new favorite marketplace to connect with shoppers. Do you have a drawer full of gift cards to restaurants, coffee shops and stores that you’ll never visit?

The best way to use Google Ads for affiliate marketing!

For example, if a product is $30, you might pay $15 to buy the item and ship it. Once the payment has been made, the warehouse ships the product directly to their front door. Your profit is the difference between the selling price and the manufacturer’s wholesale price. The customer searches for a product they are interested in through Google. Then they land on your site and buy the product through your website.

great ways to make money from home

And if you’re wondering how to make money from home, you’re not alone. 55% of respondents to a Bankrate survey prioritize remote work more now than before the COVID-19 pandemic. Getaround has a good reputation and a relatively long track record. According to its website, car owners in high-demand cities such as San Francisco can earn up to $10,000 per year.

Data Entry Clerk

If you’re looking how to make money from home online that is easy and for beginners consider data entry. As all businesses in all segments shift to online functions, from customer service and billing to sales and marketing, data entry is essential. Sales professionals can make money from home by working closely with customers to help them identify needs and introduce products or services. Sales rep, sales manager, business development manager, account executive are some common remote job titles. A virtual assistant is a great way to make money from home for free. There are many companies that will hire virtual assistants to do a variety of tasks, such as customer service, data entry, and social media management.

great ways to make money from home

Once you learn all the basic skills (create the best exercises, keep your clients motivated, etc.), you can easily translate them into the role of an online coach. You can set up an area in your home to take portraits and headshots or offer a photoshoot on location. This is a great way to make money fast because you can literally sell anything!

Following the Great Resignation, many people are continuing to reinvent themselves and their careers. And for someone with HR experience in the business world, being an executive recruiter can be an easy way to make money from home. Executive recruiters are in demand as the need for experienced leaders at top business helps sharpen a company’s competitive edge. Like data entry clerks, bookkeeping is a more focused role, often for smaller-sized firms. The job tends to involve financials and paychecks, and many firms hire temporary bookkeepers during tax season or fiscal year-end periods. This company provides a service to other companies, reporting and advising on how user-friendly their websites appear to consumers, and whether they work okay.

This is similar to the Wonder opportunity described above though they require you to go into greater depth. And you don’t necessarily get paid because others may also be doing the same research. This will involve online research and finding the best and most appropriate answers.

Buy domain names but fail to use them, you can always try to sell them for a profit. If you own a one-word .com domain, you’ll have a better chance of selling. All you have to do is come up with a unique app idea, identify the audience you want to target, and create a brand image for your product. The programmer you hire will take care of things on the development front.

great ways to make money from home

Search the web – Get paid to browse the web as you normally would when you install extensions from Qmee, Savvy Connect, Nielsen, and others. Play Games – Sites like Rewardia, Swagbucks, InstaGC, Inbox Dollars, and others will pay you to play fun games from your smartphone or computer. Smartphone Gig – Get paid to complete simple tasks on your smartphone with 25 Clicks. Before you do, make sure that you set a goal as to how much you want to make. This will help you to be more successful in reaching your goal or exceeding it.

Ways to Make Money

Some of the most popular marketing automation services are Hubspot, Convertkit, and Mailchimp. Lots of YouTubers use the audio content from their videos for podcasts too, which allows them to tap into a larger audience. You could also be a podcaster without starting a YouTube channel; certain types of content work particularly well for podcasts, such as interviews. Remember to make your content available on both Apple and Android devices, as well as Spotify, which is now optimized for podcasts. If you have the creativity and ability to make your own items, Etsy is a great place to go to sell them. You could sell jewelry, clothing, paintings, or anything; many people specialize in customized items or unofficial memorabilia that can’t be found anywhere else on the web.

You can find the chance to break into the Airbnb market and promote your spare room. Once you list your room on the platform, people in need of your room services will surely contact you. List out all the services you cover to enable your customers to create travel plans. People use it every day to interact with brands and catch up with friends and family. Because it’s so powerful, Facebooks Ads are often used by businesses to get their name in front of new customers.

They have social media accounts that often go untouched, but could really be beneficial if they updated them regularly. As internet bandwidth speeds continue to increase, websites and their viewers can process more data-intensive graphics. Several local communities also host annual craft fairs.

Some survey sites pay by points and others cold-hard cash. They send you a check or PayPal payment anytime you cash out with $50+. Put your productivity prowess to work as a virtual assistant! Commonly called a VA, a virtual assistant helps busy professionals get more done in a day. Coupon Chief, for example, offers a Pays to Share program, where customers receive some percentage of sales from the coupons they share on the platform.

Thursday, December 10, 2020

Unoccupied Direct Property Insurance Unoccupied Direct Property Insurance

Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest. If you’re planning an extended vacation, contact your insurer and notify them of your plans before you depart. This online marketplace does most of the work for you, matching you with quotes from 14 highly rated home insurers. Whether you go through a house sitting service or simply ask a friend or family member to do you a favor, getting someone to check on your house can help keep it secure. For customers incepted on, or after 24th February 2020, click below to access your policy wording. 24 hour, 365 days a year claims helpline, providing emergency assistance where needed.

You may be lucky enough to own an extra property that acts as a second home for a few months of the year. This means leaving your primary home unoccupied for an extended period, so you’ll need to get the OK from your insurer if you want coverage to continue. For example, say you’re selling your house and you’ve already moved out.

How to protect your home while you’re away

Many standard household policies restrict cover or even automatically cease cover when a property becomes unoccupied. Guardcover's solution is wholly focused on insuring empty properties and in most cases offering a product without unnecessary terms to comply with. Any individual items worth more than £4,000 must be specified on the policy. With almost 50 years of industry experience we have access to a range of underwriters specialising in unoccupied property insurance. Our consultants will assess your needs and present your unique case to our panel of insurers in order to find you the best deal.

Homeowners insurance financially protects your home against hazards like fire, weather damage, and theft, but that coverage doesn’t extend to homes that are vacant or unoccupied. Living in your house while it’s renovated can be stressful and far from practical, so moving out for a few months while work is completed may be the best solution. Not only can your home insurance be canceled if you’re away for an extended period, but keep in mind that your insurer may not cover claims that arise because of the renovations. If you move into your home, you’ll need to contact your insurer and update your policy to a standard homeowners insurance policy.

What is short term insurance?

The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Before purchasing a separate policy, talk to your current homeowners insurance company to learn if they offer vacant home coverage. If they do, you may simply need to add this coverage to your current homeowners policy for an additional fee. If you’re planning on leaving your home unoccupied for more than 30 days, talk with your insurer to find out if you need to purchase additional coverage. And if you don’t have a policy lined up yet, compare homeowners insurance providers to find one that’s the right fit for your needs and budget. That depends on the insurer, as each provider imposes its own time limit on the maximum period you can leave your home unoccupied and still expect full coverage under your policy.

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Finder monitors and updates our site to ensure that what we’re sharing is clear, honest and current. Our information is based on independent research and may differ from what you see from a financial institution or service provider. When comparing offers or services, verify relevant information with the institution or provider's site. Robust coverage and high limits on this startup’s standard policies if you own a high-value home.

Frequently asked questions about Unoccupied Property insurance

The offence is punishable by 6 months in prison, a £5,000 fine or sometimes both. Guardcover can help you cover the legal cost of evicting squatters. Unoccupied properties are those which have personal possessions in them, but where nobody has lived for 30 days in a row, or more.

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Yes, most homeowners insurance providers offer coverage for unoccupied or vacant homes. You’ll just need to let the insurer know that the home is unoccupied on your application. Specialist unoccupied property insurance from Guardcover provides cover for property damage, employer’s liability and property owner’s liability. Up to £5,000 cover per period of insurance (policy does not cover the first £1,000 of any claim).

When do I need vacant and unoccupied home insurance?

While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. If your home is unoccupied for more than a specific period of time, as little as 30 days with some insurers, your coverage no longer applies. Yes, squatting in a residential property was criminalised in September 2012 under Section 144 of the Legal Aid, Sentencing and Punishment of Offenders Act 2012.

Learn what your policy covers and how eviction affects your insurance. If you suffer a serious illness or injury, you could be away from home for several weeks or even months while you undergo treatment and recover. If this happens, you or someone with power of attorney will need to contact your insurer to find out what cover is available.

If your home is going to become unoccupied, it’s a good idea to consider taking out a specialist unoccupied home insurance policy. Whilst unoccupied properties are at increased risk of vandalism, theft or access by squatters, we can still provide contents cover alongside your building cover. Before going away, it's well worth reminding yourself of the terms and conditions of your policy. Unlike standard home policies, specialist unoccupied home insurance will cover a vacant property for between three, six, nine or 12 months, with the option to extend if required. Buildings insurance covers the structure of your property and any outbuildings but not the contents inside.

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If you are looking to place cover for an unoccupied property that does not fit into one of those categories, the Vasek Insurance Unoccupied Residential Property Insurance might be suitable. “Don’t run the risk of leaving it uninsured,” said GoCompare’s home insurance expert, Ceri McMillan. Towergate is one of the UK's largest insurance brokers, specialising in cover you really need. Choose a three, six, nine or 12 month policy so you're only paying for the length of cover you really need.

Product Manager (m/w/d) Commercial Insurance Germany

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you. Ve been the victim of theft or malicious damage, your first port of call should be to inform the police.

Unoccupied house insurance: how to protect your empty home

If the weather is cold, leave the central heating on to prevent water pipes from freezing. If you're only moving out temporarily to renovate and plan on having tradesmen in, you'll have to let your provider know as unsupervised tradesmen present their own risk. Kara McGinley is a former senior editor and licensed home insurance expert at Policygenius, where she specialized in homeowners and renters insurance. As a journalist and as an insurance expert, her work and insights have been featured in Forbes Advisor, Kiplinger, Lifehacker, MSN, WRAL.com, and elsewhere.

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For example, wooded structures are particularly vulnerable to fire, termites and rot. The greater the risk of loss and damage to your home and belongings, the higher your insurance quote is likely to be. To access comparethemarket.com please complete the security check to prove you are human. Preparing your property to be left empty could help to keep it safe and save you money on insurance.

UNOCCUPIED PROPERTY INSURANCE FAQ’S

The more expensive your items are, the more it will cost you to get them insured. Due to a higher risk of flooding, homes near rivers or coastlines are generally more expensive to insure. Whether you’re a keen racer or casual rider, our specialised cycling insurance can cover you, your kit and your bike. Tell your home insurer when your house will be empty and how long for.

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If that happens, our liability cover will help cover court costs and potential compensation. It's time to get informed about the risks and how you can prepare. Our guide will help you be ready, react and recover should a flood hit your area - including how to limit the damage it causes to your home.

What will unoccupied house insurance cover?

Replacing any parts of the building that were removed to help get to escaping water.

Yes, many insurers offer shorter policy lengths for unoccupied homes. And if you move in while your policy is active, you can update it. If you’re going to be away from home for an extended period, you may be contemplating getting a house sitter to mind your home.

The easy way to manage your policy on the go

Many standard household policies restrict cover or even automatically cease cover when a property becomes unoccupied. Guardcover's solution is wholly focused on insuring empty properties and in most cases offering a product without unnecessary terms to comply with. Any individual items worth more than £4,000 must be specified on the policy. With almost 50 years of industry experience we have access to a range of underwriters specialising in unoccupied property insurance. Our consultants will assess your needs and present your unique case to our panel of insurers in order to find you the best deal.

direct line unoccupied home insurance

Having home insurance means you won’t be out of pocket if you need to repair your home or replace your belongings after they’ve been stolen, damaged or destroyed. Covers situations when unexpected accidents happen, such as spillages on the carpet, breakages around the house or drilling through hidden pipes. For you and your pets, in case you can’t live at your home while it’s being repaired after an insured event.

Direct Line Home Insurance will pay up to £5,000 for Trace and Access cover. Our policy includes Property Owners Liability, which includes personal injury, property damage and advertising injury. Your policy may cover your vacant house, but if not, you can make alternative arrangements so you’re not running the risk of invalidating your cover.

direct line unoccupied home insurance

Your normal home insurance policy will cover you for up to 3 months while you wait for it to sell. But if it takes longer to sell than you’d planned, contact your insurer and swap to an unoccupied home policy. We will pay for the cost of changing locks at your insured property if the keys are lost following a theft or attempted theft from your property or your home. This also includes digital access cards, safe keys, or safe combination access codes. Any individual items worth more than £2,000 must be specified on the Direct Line Home Insurance policy.

If your home is going to become unoccupied, it’s a good idea to consider taking out a specialist unoccupied home insurance policy. Whilst unoccupied properties are at increased risk of vandalism, theft or access by squatters, we can still provide contents cover alongside your building cover. Before going away, it's well worth reminding yourself of the terms and conditions of your policy. Unlike standard home policies, specialist unoccupied home insurance will cover a vacant property for between three, six, nine or 12 months, with the option to extend if required. Buildings insurance covers the structure of your property and any outbuildings but not the contents inside.

Home Insurance Plus Buildings customers receive up to £50,000 in alternative accommodation cover, while Select Premier cover is unlimited for up to three years. Direct Line Buildings Insurance customers get up to £25,000 for comparable accommodation including kennel fees for pets, and lost rent. This applies if all or part of your home is not fit to be lived in when a valid claim has been made, or your home is occupied by squatters. Knowing if your house is a listed property or not, what type of building it is and the year it was built. There are many reasons why the cost of your home insurance premium may have changed on renewal, with some having a bigger impact than others.

If you do choose the convenience of automatic renewal, then you will not need to contact us next year to renew your policy. If you don't select automatic renewal, you'll still get a renewal invite before your policy end date. However, cover will stop on the policy end date if you haven't contacted us to renew it. If you choose to renew automatically, your renewal won't be any higher than if you choose to renew manually.

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So if the home you usually rent out is furnished, unless you have contents insurance, those furnishings won't be covered. You may find your regular home insurance covers you, or you might need to arrange unoccupied property insurance. You should consider unoccupied property insurance for any property that is empty for longer than 30 days. The period varies from insurer to insurer, and some allow up to 60 days. If it's going to be empty for longer, they'll introduce conditions, and increase excesses and the premium.

We automatically cover escape of water from any tank, apparatus, or pipe; or escape of fuel from any fixed oil heating installation. We work alongside hundreds of solicitors firms each year, insuring residential and commercial properties for them and their clients. However, there are some measures you can take to help give you peace of mind, including improving home security and taking out home insurance in case anything should happen. Direct Line Contents Insurance will pay up to £15,000 for the cost of alternative accommodation, kennel fees and the storage of your contents.

direct line unoccupied home insurance

Wednesday, December 9, 2020

30+ Unique Graduation Gift Ideas for 2022

Like flipping through a highlight reel of their life, be ready to cue those happy tears (from both of you!). Liven up their future living space with an Everyday Print Set that they can use to create a gallery wall. If you're helping the grad move into their next home, you can put the prints up on the wall together, playing with arrangements to tastefully display photos without frames.

creative gift ideas graduation

And customizable coupons make an excellent DIY gift that can be used over time. This gift is perfect for both high school and college graduates. A high school graduate will love having the homey item in their dorm, and a college graduate will be able to proudly display the quilt in their apartment. This is especially great for those who will be traveling somewhere with a cooler climate.

Gift Card

This adorable, customized planner will help even the busiest of graduates keep track of their schedules. There are also empty pages in the planner where the graduate can jot down thoughts or ideas. A cozy throw is always a great gift, and this plush option from Etsy star seller TeamDDesigns is a sure bet.

creative gift ideas graduation

The best graduation gifts are those that come from the heart. Before you decide what to buy your recent graduate, think about what he or she really likes, wants, or needs. If nothing in particular does come to mind, then hopefully the above list has sparked some ideas! The only thing left for you to do is buy the perfect present and wrap it up.

How To Ask Your Parents To Stop Playing Favorites Among Your Kids

It deserves a gorgeous celebration to the graduates’ excellent achievement and success. With graduation is just around the corner, you may be looking for the perfect gift for a new college graduate to express your congratulations. It can be tough to find the perfect graduation gift for him. The best graduation gifts for him are the ones that show how well you know him and how proud you are of his accomplishments. Whatever graduation gift you choose, she is sure to appreciate it.

creative gift ideas graduation

This DIY travel tumbler is portable, and perfect for class or the office. Young adults don’t often have too much money lying around, which is why this refillable cup is great for iced coffees and teas from the house. Whether your graduate is going to continue studying in a different city or country or just take some time off for vacation, a luggage set is just what they need. Do your part to kick any feelings of homesickness before they ever set in. This pendant, available in sterling silver or gold and multiple lengths, keeps her home state close to her heart.

Idea 03

Instead of just gifting it to them in the box, fill these pretty glass jars with their favorite snacks. It’s a sweet treat that your graduate will love having available for breakfast or a late-night snack. Include a picture of their special day along with a quote to wish your new grad on their future endeavors.

creative gift ideas graduation

Personalized jewelry is a sweet choice as a graduation gift for girls. Instead of buying something mass produced, opt for a personalized charm to add to a necklace, bracelet or keychain. Every time your new grad is feeling homesick, they’ll have your gifts to remind them that they’re cherished.

Create a DIY Mason jar piggy back so they won’t even have to smash open the piggy bank to get to the coins inside—simply unscrew the top and dig in. Bonus points if you pre-fill the gift with quarters for your graduate. To make tasty chocolate mug cake, all your graduate needs is a microwave and a ceramic mug—something that can be found in the even the sparsest of college dorms.

The days leading into the next chapter of life are full of changes and, most importantly, celebrations. Mark the moment and make their day with photos — reliving old memories and creating new ones. Graduation quotes and messages to complete your graduation card. Cookie dough is tasty, but it can be dangerous to eat if there are raw eggs and raw flour in the dough. Use recipes that are is completely eggless and it uses flour that’s toasted in either the oven or microwave to avoid any food allergies.

Custom Journals

Some post-graduate students have just finished up a detailed and time-consuming thesis that deserves an audience beyond their dissertation panel. Put it on display by printing the cover page of their paper in a Floating Frame. Modern and minimalistic, it's the perfect way to honor their hard work, especially in a home office. No matter what you're looking for, this list makes coming up with creative graduation gift ideas as easy as a, b, c. If you need high school graduation gifts, try taking plain brown journals and creating intricate designs on their covers.

creative gift ideas graduation

Help your recent high school graduate keep track of their possessions with these small trackers, which stick easily to keys, backpacks, and more and link to Apple's Find My network for easy finding. They won't have to lug a flat screen into their apartment or dorm to catch their favorite binge. This tiny projector will cast their favorite movie onto a blank wall (or an extra twin XL sheet!), and has built-in speakers for an all-in-one solution. Discover new workout ideas, healthy-eating recipes, makeup looks, skin-care advice, the best beauty products and tips, trends, and more from SELF.

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For a nostalgic and timeless gift idea, create a book documenting important moments through the years. From childhood to graduation, honor the photos that tell their unique story. This is a great opportunity to digitize old photos and give them a permanent home in print.

20 Best Graduation Gifts And Ideas For 2020

Walking into a job interview with a leather resume portfolio can serve as a signal to a potential employer that you’re organized and detail-oriented. Consider buying your recent graduate a nice portfolio for their next job interview. There’s even the option to customize these with engravings like their initials.

creative gift ideas graduation

She’s going to need all the caffeine during collegiate all-nighters! Choose from dozens of hair colors and styles, not to mention cap and gown colors, and add both your grad’s name and a personalized message on the back of the mug. Foster your graduate’s green thumb with this sweet pot that simultaneously lets them know just how excited you are to see what their future holds. When it comes to being a proper adult, Real Simple has you covered, thanks to our tell-all guide that tackles tricky obstacles like apartment hunting and negotiating one's salary.

Kiehl's Since 1851 Hydrating Hand Care Set

So don’t delay, show your daughter how much you care with a graduation gift that celebrates her achievement. Their early-on creativity is worth honoring with the fun gift idea of a childhood art book. Say goodbye to shoebox storage holding countless pieces of art projects and give them a permanent home in print.

creative gift ideas graduation

Create a DIY Mason jar piggy back so they won’t even have to smash open the piggy bank to get to the coins inside—simply unscrew the top and dig in. Bonus points if you pre-fill the gift with quarters for your graduate. To make tasty chocolate mug cake, all your graduate needs is a microwave and a ceramic mug—something that can be found in the even the sparsest of college dorms.

Lucky You: Nordstrom Offers Really Fast Shipping And Extremely Nice Gifts

One of the best ways to congratulate your friend or family member on their accomplishment is to give them a thoughtful, handcrafted present. Check out our Graduation Headquarters to get started on creating graduation cards, gifts, and decor. One of our favorite creative high school graduation gift ideas is to create a guest book with photos for a graduation party or ceremony. Make use of senior photos and print them in this heirloom-quality album with pages that lie flat, allowing guests to sign with well-wishes and encouragement for the future. After the party, gift the book to your grad and let them take this sentimental book wherever they’re headed next.

Instead of just gifting it to them in the box, fill these pretty glass jars with their favorite snacks. It’s a sweet treat that your graduate will love having available for breakfast or a late-night snack. Include a picture of their special day along with a quote to wish your new grad on their future endeavors.

Coffee Tumbler

The throw takes about two weeks to arrive, and Etsy offsets the carbon emissions from shipping and packaging this product. Each year of school comes with its own memories, milestones, and celebrations all deserving of permanence and preservation. Start a tradition of celebration while they’re young by creating a series of photo books dedicated to each year — honoring the moments that left their mark, so they’re always top of mind. Many of our albums, including the Color Series and Everyday Photo Book, are designed with series-friendly intention, for books that celebrate the individual pieces as well as the bigger picture. Ensure your graduate has a profesh set of personalized notecards with this handsome CurioPress set, which has more than 14,000 positive reviews.

Available in two sizes and in dozens of ink colors, the sets can also come with blank or return-addressed envelopes. Take the sentimental route with this high school graduation present. It is a milestone to mark the progress from first stage to the next one.

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It deserves a gorgeous celebration to the graduates’ excellent achievement and success. With graduation is just around the corner, you may be looking for the perfect gift for a new college graduate to express your congratulations. It can be tough to find the perfect graduation gift for him. The best graduation gifts for him are the ones that show how well you know him and how proud you are of his accomplishments. Whatever graduation gift you choose, she is sure to appreciate it.

If you aren’t crafty, but still want a gift that is completely custom, this is perfect gift idea that you can create on Shutterfly. Custom city maps are one of the top, unique graduation gifts to buy. Perhaps the graduate is moving to a new city and they’ll like a nice reminder of their hometown. Or you can buy a city map that represents where their college was located or their favorite experience from studying abroad. No matter the reason or story, a custom city map is a great present to frame and give. No matter their age or level of education, graduating is an accomplishment that’s anything but easy.

This cute gift is simple to make and very useful for a student getting ready for college dorm bathrooms. This cool DIY canvas bag will bring you back to the ’70s with its tie dye design. Before you begin tie dyeing, use vinyl lettering to write a phrase that fits your graduate’s personality, and then tie dye around the letters. From books to groceries, your graduate will love toting their things around in this cute bag. This is an easy project, that even a novice DIYer will love creating. You can choose from customizable cufflinks with initials or even buy sterling silver or gold cufflinks.

creative gift ideas graduation

Make a night out of it by preparing one of the recipes together before they head off to their new home. Celebrating creativity and promoting a positive culture by spotlighting the best sides of humanity—from the lighthearted and fun to the thought-provoking and enlightening. Use pictures or favorite quotes to help their personality shine through.

Childhood Art Book

Corral all the graduation memories into one space with this personalized album that can be used as a guest book on the day of the big party, or as a scrapbook for photos and keepsakes. Ultra-customizable, the book comes in two sizes; can be made with white, black or lined pages and can include anywhere from 30 to 60 pages. The book’s vegan leather binding comes in 11 colorways, and you can also choose from two bamboo cover finishes and three screw colors. For the new grads who are still kids (cherish these years!), gifts can lean more heavily on fun and novelty. For younger kids, who among them hasn’t put the coveted Nintendo Switch on their list? You could also opt for a monthly subscription box that encourages curiosity and creativity.

Noise-canceling headphones are always useful, and a set of keepsake photo cards will ensure their friends and family members are always close—even if they’ll be far from home. They might roll their eyes over a book about their new stage of life, but, trust us, they’ll read it eventually and will almost definitely glean some nuggets of wisdom. For a recent grad who’s embarking on a camping adventure or gap year, a gift-box subscription from Nomadik sends boxes that feature gear, snacks, and apparel from popular outdoor brands. From a piñata that celebrates their unicorn-level uniqueness to quirky home decor, many of these graduation gifts offer an imaginative way to celebrate the big day. Others—including a handy tool and a how-to book about “adulting”—prepare them for life on their own.

Take a paint can and customize the outside with patterned cardstock that fits your graduate’s new alma mater. Then, fill the paint can with gift cards, candy, laundry detergent, shampoo, toothpaste and anything else you can think of that will make the transition to college easier. If your graduate needs a bit of everything, this is one of our very favorite DIY graduation gifts. You don’t need to be too crafty, for this to still look creative. Glue photos onto papier-mache letters that spell out ‘GRAD’. Then, decorate the outsides of the letters with sparkly sequins.

creative gift ideas graduation

Tuesday, December 8, 2020

Can I give my mother's house to Medicaid when she goes into a nursing home?

"We want to make sure providers spend time caring for residents instead of completing unnecessary paperwork." Power outages are directly linked with adverse outcomes among nursing home residents — many of whom are dependent on electric health care equipment and struggle to tolerate temperature fluctuations, according to the study. As a result of the alleged fraud financial abuse and unnecessary staffing cuts, residents at the rehab center suffered badly and needlessly during the COVID-19 pandemic, the lawsuit states. Just a month before the pandemic struck, the owner of the facility devised a plan to cut $1.6 million from the budget by reducing staff — even though the Department of Health said all nursing homes needed to prepare for the coming pandemic. An investigation by James' office found that the facility's owners diverted $22.6 million in Medicaid and Medicare funds from resident care through a network of 13 companies that were used to conceal profit-taking.

Providers should also use objective, clear, clinical quality data—such as from The Post-Acute Pathways Explorer—to ensure a common starting point on facility performance. The program provides housekeeping, meal preparation, bathing, toileting, and grooming services. For Medicaid-eligible persons, local social services districts usually contract with home-care agencies that employ aides to provide Medicaid-funded personal care services.

The Quotes That Defined Skilled Nursing in 2022 — and Hint at What’s Ahead

With the lawsuit, Ms. James seeks to prevent new resident admission, install monitors to oversee the facility's operations and finances, and ban existing or hidden owners from their roles. Among the examples noted in the lawsuit, a diabetic man was given a wheelchair without footrests, forcing him to drag his feet on the floor — leading to sores. Part of his toe had to be amputated at the hospital as a result of the infections, and not long after he returned to the center, he died, the investigation found.

cms reviews of nursing homes

The person looking after him was not told when the man died, or even was informed of his condition after going back to the facility. Top Management ChallengeOIG annually identifies top management and performance challenges HHS faces as it strives to fulfill its mission. In addition to fraud, the Brooklyn-based agency was also cited for cheating aides out of their wages. Engaged in a $2 million fraudulent promissory note scheme when purchasing the facility. New York Attorney General Letitia James sued Cold Spring Hills Center for Nursing Rehabilitation in Woodbury for allegedly diverting over $22.6 million in Medicaid and Medicare funds to the owners' pockets.

Promote Emergency Preparedness and Response Efforts

To be eligible, a participant has his or her doctor send a completed Physician´s Order to the local social services district, which then arranges a social and nursing assessment of the individual. A nurse assessor uses the results of the assessments and the physician’s order to recommend an appropriate amount, frequency and duration of services. If you are eligible and have an immediate need for Personal Care Services, more information is available here. In another instance, federal officials categorized the rape of a resident by a staff member at a nursing home in San Diego as a "category F" violation, which designates a lower-level issue that causes "potential, not actual, harm"—and enabled that facility to hold on to its five-star rating. In fact, according to the Times, inspectors determined that incidents of sexual abuse in at least 40 other facilities with five-star ratings did not comprise actual harm or put residents in "immediate jeopardy."

cms reviews of nursing homes

HHS is requesting an additional $45 million in the FY 2020 budget to strengthen nursing home enforcement. "We're also committed to working with Congress to strengthen nursing home enforcement. The FY 2020 Budget also requests $442 million for Survey and Certification, a $45 million increase from the previous year," she said.

‘They Tried to Kill Me': Neglect, Abuse and $22M Fraud at NY Nursing Home, AG Finds

“The medical complexity and functional needs of nursing home residents render them susceptible to disproportionate harm from exposure to environmental hazards,” the authors concluded. SEAL team commander found dead in California residenceAmtrak suspending some service due to massive winter stormSuch a response could be governed by emerging health care coalitions — regional partnerships that integrate emergency planning, health care and public health organizations, the researchers explained. Despite being located in fire-prone regions, these nursing homes demonstrate poorer compliance with Medicare’s emergency readiness standards, according to the study, published on Wednesday in the Journal of the American Geriatrics Society. When Jordyn's not covering the latest skilled nursing news, she's likely catching a Cubs game at Wrigley Field, cheering on the Iowa Hawkeyes or watching Gilmore Girls all the way through for the millionth time.

cms reviews of nursing homes

These audits help reduce waste, abuse, and mismanagement and promote economy and efficiency throughout HHS. We help leaders and future leaders in the health care industry work smarter and faster by providing provocative insights, actionable strategies, and practical tools to support execution. In addition, the Times gained access to ratings information typically not made public from academics who, via research agreements with CMS, had access to such data. Verma pledges to improve transparency, quality and compliance without undue paperwork burdens on nursing homes. CMS is developing quality measures that score providers based on patient outcomes, not adherence to processes, Verma said. "I have directed my team at CMS to undertake a comprehensive review of our regulations, guidelines, internal structure, and processes related to safety and quality in nursing homes," she said.

HHS Office of Inspector General

Ultimately, the Times' investigation found the Covid-19 fatality rate at five-star facilities was just half a percentage point lower than at facilities with lower ratings—and in fact, the fatality rate was slightly lower at two-star facilities than at four-star facilities, the Times reports. The Centers for Medicare & Medicaid Services has launched a review of regulations and processes governing safety and quality of care in the nation's nursing homes, Administrator Seema Verma said. It will still be subject to Medicaid estate recovery, but the net rental income would go to the nursing home, reducing Medicaid’s outlay and ultimate estate recovery claim.

cms reviews of nursing homes

According to the Times, this analysis depended in large part on nursing homes' self-reported data from January 2020, which was submitted before the novel coronavirus pandemic temporarily altered how data is submitted, as well as payroll and cost report data from 2019. To assess how star ratings changed over time, the Times examined quarterly ratings and metrics through 2015. As an example of how this system can affect overall star ratings, the Times cited a nursing home in Florida, which in early 2019 had a two-star rating for its staffing. However, in the second half of 2019, the facility reported a dramatic increase in nursing hours—supplied entirely by the addition of administrative nursing staff—and by January 2020, the facility had a five-star rating, the Times reports. CMS fines nursing homes that don’t comply and the agency recently launched an initiative to invest these Civil Money Penalty dollars in efforts to reduce adverse events, improve staffing quality and improve quality of care for residents with dementia.

CMS Launches 'Comprehensive Review' of Nursing Homes Regulation

For instance, the Times reports that the rating system requires facilities to report the prescription medication they administer to residents and penalizes nursing homes that overuse certain medications. However—based on court documents and interviews with administrators, nurses, and federal officials—nursing homes "for years have underreported the number of residents" using opioid and antipsychotic medication. CMS has also increased public awareness of nursing homes failing to meet our minimum health and safety standards. "Now, instead of publishing notices in local newspapers, we're publicizing instances in which CMS terminates our agreements with nursing homes due to poor quality on our website," Verma said. "While we support and promote the private sector's critical role in our healthcare system, CMS' duty to monitor the safety of the nation's hospitals, nursing homes, and other providers, is a unique governmental task which lies at the core of government's role in healthcare," Verma said in a media release. The poorer emergency preparedness at high-risk nursing homes suggests, however, that staff members may be either unaware of or not adequately incentivized to respond to wildfire risk, the authors explained.

cms reviews of nursing homes

To protect residents, OIG continually assesses nursing home performance and oversight, monitors the impact of program changes, and uses our enforcement tools to address misconduct. Between 2017 and 2019, health inspectors wrote up an estimated 5,700 nursing homes—accounting for more than 33% of all nursing homes in the country—for misreported data on residents' wellbeing, including nearly 800 homes with high overall scores. But even when such misreporting was discovered, the Times reports, federal auditors didn't more closely review all the data that those homes had submitted to CMS. Once calculated, the overall star rating—as well the individual scores for in-person inspections, staffing, and care quality—are posted to CMS' Care Compare website.

That staffing problem has continued through 2022, according to the attorney general's office. During the first few months of the pandemic, from March to June of 2020 when nursing home staffing across the country was stretched beyond thin, 166 Cold Spring Hills residents died, 98 of which were from COVID. The facility failed to report 51 of those deaths to the state's DOH, the lawsuit stated, a fraudulent underreporting by more than 50 percent. A Long Island nursing home is under fire from the New York attorney general's office after troubling, jaw-dropping allegations surfaced regarding abysmal patient care and a $22 million fraud by the owners of the facility.

Medicare Advantage insurers and other managed care organizations have incentives to favor lower-cost home health care versus skilled nursing facility care, as they seek to deliver services in settings that consumers prefer and at lower costs. This trend has been enabled by the creation of SNF-at-home models and other programs for delivering more advanced care in the home. However, SNF-at-home has been a slow-growing offering and is still in its early stages. The Centers for Medicare & Medicaid Services is taking steps to ensure that patients are not inappropriately denied coverage for post-acute care in particular settings — including skilled nursing facilities — by Medicare Advantage organizations .

Long Island Nursing Home Accused of Fraud, Abuse, Neglect by Letitia James

OIG reports have identified shortcomings in State agencies' effectiveness and recommended improvements to strengthen this safety system for nursing home residents. In 2008, lawmakers created a new nursing home rating system that aimed to streamline information about resident safety, staffing, and "dozens of other metrics" into a star rating system with a high score of five stars and a low score of one star. We're constantly working to make sure the information on Nursing Home Compare is as accurate and informative as possible.

cms reviews of nursing homes

HHS is requesting an additional $45 million in the FY 2020 budget to strengthen nursing home enforcement. "We're also committed to working with Congress to strengthen nursing home enforcement. The FY 2020 Budget also requests $442 million for Survey and Certification, a $45 million increase from the previous year," she said.

Assisted Living

To protect residents, OIG continually assesses nursing home performance and oversight, monitors the impact of program changes, and uses our enforcement tools to address misconduct. Between 2017 and 2019, health inspectors wrote up an estimated 5,700 nursing homes—accounting for more than 33% of all nursing homes in the country—for misreported data on residents' wellbeing, including nearly 800 homes with high overall scores. But even when such misreporting was discovered, the Times reports, federal auditors didn't more closely review all the data that those homes had submitted to CMS. Once calculated, the overall star rating—as well the individual scores for in-person inspections, staffing, and care quality—are posted to CMS' Care Compare website.

The LTHHC is only one of the many possibilities for seniors looking for resources and services to help with long-term care outside of a nursing home facility. While the LTHHC program is a Medicaid waiver, it might not be the best option, as New York operates many state-level programs for assisted living and in-home care that are not part of the waiver program. The Long Term Home Health Care Program is available to individuals who are medically eligible for placement in a nursing home and choose to receive services at home. The LTHHC program provides a coordinated plan of medical, nursing, and rehabilitative care provided at home to disabled persons who are medically eligible for placement in a nursing home, offering patients an alternative to institutionalization.

California nursing homes in high-risk wildfire zones are ill-prepared for emergencies: study

And at least in some cases, the Times reports, this results from corruption; an inspector in Florida in 2017 and the head of Oklahoma's health department in 2002 separately pled guilty to charges of accepting bribes in exchange for letting homes know when they would be inspected. Specifically, CMS as of 2018 requires facilities to submit payroll records detailing the daily hours logged by staff. However, CMS permits facilities to include in the total reported number of staff hours on Care Compare both the hours of staff who work directly with patients and the hours of administrative staff, who do not see patients—without any breakdown between the two. When administrative burden increases with little or no benefit, patients suffer because mountains of unnecessary paperwork keep providers from patients. Additionally, high administrative costs can make it difficult for facilities to operate, Verma said.

The Clinical Executive Conference will examine trends, challenges and opportunities facing clinical leaders in skilled nursing. CMS solicited comment on various related topics, including how MAOs preauthorize treatment in discrete increments; enrollee timelines to file appeals regarding termination of services; and how reinstatement of services is handled following quality improvement organization decisions. OIG examines risks to residents' well-being and recommends ways for CMS to better monitor and mitigate these risks. This work often includes assessments of how CMS is—or could be—leveraging data more effectively for oversight and to make risks more transparent to consumers.

Protect Residents from Fraud, Abuse, and Neglect and Promote Quality of Care

But this strategy makes more sense with high-value houses where the equity is likely to exceed any estate recovery claim. That’s not likely in your situation and, of course, you would no doubt have to invest more money to make the house suitable for rental. Although guidance from the Centers for Medicare & Medicaid Services encourages nursing homes to collaborate with municipal risk assessment and disaster planning initiatives, no clear standards exist to verify such partnerships, according to the study. The total number of emergency preparedness deficiencies also tended to be higher for exposed facilities than for unexposed sites, according to the study. To draw these conclusions, researchers from Yale University investigated California nursing homes that had received certification from the Centers for Medicare & Medicaid Services and were located within 5 kilometers (3.1 miles) of a wildfire risk area. Some states are further behind than others, according to an AARP analysis of federal data as of mid-October.

cms reviews of nursing homes

According to the Times, this analysis depended in large part on nursing homes' self-reported data from January 2020, which was submitted before the novel coronavirus pandemic temporarily altered how data is submitted, as well as payroll and cost report data from 2019. To assess how star ratings changed over time, the Times examined quarterly ratings and metrics through 2015. As an example of how this system can affect overall star ratings, the Times cited a nursing home in Florida, which in early 2019 had a two-star rating for its staffing. However, in the second half of 2019, the facility reported a dramatic increase in nursing hours—supplied entirely by the addition of administrative nursing staff—and by January 2020, the facility had a five-star rating, the Times reports. CMS fines nursing homes that don’t comply and the agency recently launched an initiative to invest these Civil Money Penalty dollars in efforts to reduce adverse events, improve staffing quality and improve quality of care for residents with dementia.

You can sell the house “as is,” or try to get a better price by fixing it up, or at least cleaning it out. If you advance your own money for these expenses, make sure you document it with a formal promissory note between your mother and yourself — even if you’re signing it as your mother’s agent under her durable power of attorney. Otherwise, the Medicaid agency may deem any repayment of the loan as a gift from your mother to you causing a period of ineligibility for benefits. To solve these issues, the authors advocated for a “responsive regulatory” incentive structure, in which regulatory interventions are aligned with both the risks incurred by the homes and their emergency preparedness status. Looking into emergency preparedness deficiencies at these homes, the researchers found that the exposed facilities had a greater percentage of at least one such issue — 83.9 percent versus 76.9 percent.

cms reviews of nursing homes

In April 2018, we incorporated data on nursing home staffing based from a new payroll-based journal system into Nursing Home Compare and the Nursing Home Five-Star Quality Rating System. The new PBJ data allows CMS to more accurately track staffing levels in nursing homes. CMS Administrator Seema Verma details a five-point plan to improve quality of care and regulatory enforcement at the nation's nursing homes. The remaining proceeds of the sale will go to your mother and may render her ineligible for Medicaid until they’ve been spent down.

Non-Waiver Medicaid Assisted Living and In-Home Care Services

With the lawsuit, Ms. James seeks to prevent new resident admission, install monitors to oversee the facility's operations and finances, and ban existing or hidden owners from their roles. Among the examples noted in the lawsuit, a diabetic man was given a wheelchair without footrests, forcing him to drag his feet on the floor — leading to sores. Part of his toe had to be amputated at the hospital as a result of the infections, and not long after he returned to the center, he died, the investigation found.

cms reviews of nursing homes

OIG annually publishes the top unimplemented recommendations that, in our agency's view, would most positively affect HHS programs in terms of cost savings, program effectiveness and efficiency, and public health and safety if implemented. Recommendations concerning nursing homes that were unimplemented as of October 2021 appear in the table below. Decades of OIG work on nursing homes has uncovered widespread challenges in providing safe, high-quality care. Our audits, evaluations, and investigations have raised concerns regarding staffing levels, background checks for employees, reporting of adverse events experienced by residents, and other issues. "We are developing our regulatory strategy in a way that puts patient quality and safety first while removing unnecessary burdens on providers that create staffing challenges and increase cost without increasing quality," she said.

Support Federal Monitoring of Nursing Homes to Mitigate Risks to Residents

“Emergency preparedness in nursing homes should be commensurate with local environmental risks to ensure residents’ safety,”a statementfrom the journal said. CMS should take actions to ensure that incidents of potential abuse or neglect of Medicare and Medicaid beneficiaries are identified and reported. HHS' Centers for Medicare and Medicaid Services has an essential, ongoing responsibility to oversee nursing homes and shares with State agencies the responsibility for ensuring that nursing homes meet Federal requirements for quality and safety. CMS oversees the State process for certifying nursing homes and provides guidance to States regarding the survey process. Proper nursing home care requires a partnership involving Federal, State, and local entities, the provider community, residents, and their families.

More than $15 million in phony rent payments were mad to Cold Spring Realty — which just so happens to be owned by the same people who operate the nursing home, the investigation found. There was also more than $5 million allegedly paid for what was said to be "consulting." Seamlessly supplement your clinical assessments with CareScout’s nationwide network of 35,000+ registered nurses.

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